Terms of Service

Last updated: December 2024

1. Acceptance of Terms

By accessing and using the Golden Prairie Group Ltd. website (goldenprr.com), you accept and agree to be bound by the terms and conditions of this agreement. If you do not agree to abide by these terms, please do not use this website or our services.

2. Description of Service

Golden Prairie Group Ltd. provides business banking services including commercial lending, cash management, treasury services, and related financial solutions. Our website provides information about our services and allows potential clients to contact us and submit inquiries.

3. Use of Website

You may use our website for lawful purposes only. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Transmit or submit any content that is unlawful, harmful, threatening, or objectionable
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the website's functionality
• Use automated systems to access or scrape content from the website
• Submit false or misleading information

4. Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of Golden Prairie Group Ltd. and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

5. User-Generated Content

When you submit information through our contact forms or other means, you grant us the right to use, reproduce, and distribute such content for business purposes. You represent that you have the right to submit such content and that it does not violate any third-party rights.

6. Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy, which is incorporated into these terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.

7. Disclaimers

The information on this website is provided "as is" without warranties of any kind. We make no representations or warranties regarding:

• The accuracy, completeness, or timeliness of information
• The availability or uninterrupted access to the website
• The security of data transmission over the internet
• The suitability of our services for your specific needs

8. Limitation of Liability

To the maximum extent permitted by law, Golden Prairie Group Ltd. shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use our website
• Any errors, omissions, or inaccuracies in website content
• Any unauthorized access to or use of your personal information
• Any interruption or cessation of website functionality

9. Financial Services Disclaimer

Information provided on this website is for general informational purposes only and does not constitute financial advice. Banking services are subject to credit approval and additional terms and conditions. Interest rates, fees, and terms are subject to change without notice.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of any linked sites. Your use of third-party websites is at your own risk.

11. Indemnification

You agree to indemnify and hold harmless Golden Prairie Group Ltd., its officers, directors, employees, and agents from any claims, losses, damages, or expenses arising from your use of the website or violation of these terms.

12. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of the website following any changes constitutes acceptance of the new terms.

13. Modifications to Website

We may modify, suspend, or discontinue any aspect of our website at any time without notice. We are not liable for any such modifications or interruptions.

14. Governing Law

These terms are governed by the laws of Ontario, Canada, without regard to conflict of law principles. Any disputes arising from these terms or your use of our website shall be subject to the exclusive jurisdiction of the courts of Ontario.

15. Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining terms remain in full force and effect.

16. Entire Agreement

These terms, together with our Privacy Policy, constitute the entire agreement between you and Golden Prairie Group Ltd. regarding your use of our website.

17. Contact Information

If you have any questions about these Terms of Service, please contact us: